Southern women love to monogram everything, and I do mean everything. Towels, bags, toiletry cases, soap, you name it, we'll monogram it. When I made my formal debut I even received a soft little portable cooler with a polka-dot handle and a monogram on it. (Because every debutante must have a inconspicuous way to carry her liquor and who can think of a better way than an adorable monogrammed cooler disguised as a bag.) This seems to me to be the only explanation for why I love this necklace by Lizzie Scheck. It is a classic and would dress up a pair of jeans and a white tee-shirt perfectly or I could wear it with a dress. Lizzie Scheck necklace, $685.00, www.lizziescheck.com.